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Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure. Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose. Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers. Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death. Mesothelioma treatments and Mesothelioma clinical trials and tests There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques. Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising. Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm. A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body. A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells. A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis. With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests. At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims. Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients. Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers. About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.

Piles of ash line the streets of Paradise, California, marking the foundations of family homes which stood just a few weeks ago. Today, there's little left to the NorCal neighborhood other than the scorched husks of pine trees that remained standing after the deadly Camp Fire swept through last month. More than 14,000 homes were destroyed in the Camp Fire, and for some homeowners, their trouble is only beginning. Earlier in the week, the Insurance Commissioner of the State of California issued a liquidation order for Merced Property & Casualty, a homeowners insurance company in the region, meaning upwards of 10,000 families might not get all the money they need to rebuild their homes. What happens when an insurance company goes under? "Insurer insolvencies are very rare," said Michael Barry, a spokesperson for the Insurance Information Institute. The overwhelming majority of insurance companies maintain assets large enough to cover their liabilities. But with catastrophic fires and hurricanes becoming more common—and an increasing number of homes being built in high-risk zones—some smaller insurance companies are struggling to cope. For this reason, insurance companies are required to participate in state guaranty associations, which can help sustain a company in the event it can't keep up with its claims. "If you write insurance in California, you have to set aside some money for the guarantee fund, so there are resources in the event you or one of your competitors become insolvent," said Barry. "There have been instances where companies go into what's known as 'rehabilitation' and re-emerge as a solvent company again," he added. These companies fall back on the aid of the state guaranty until they can re-establish themselves. But that is not likely when a company is ruled insolvent and is liquidated, as is the case with Merced. So where does that leave Merced policyholders? They'll be reimbursed, Barry said, "but it may be cents on the dollar." After the liquidation of all of Merced's assets, the California Insurance Guarantee Association (CIGA) will begin processing Merced claims filed after the Camp Fire. The association will cover property insurance claims up to $500,000, which should, in theory, be enough to rebuild most homes in the region. The median home price in Paradise is $257,400, according to Zillow. But property owners with claims above this limit will need to contact CIGA and ask to be reimbursed out of Merced's liquidated assets, and there likely won't be enough to go around. As of Monday, Merced had just $23 million in assets, enough to cover 46 $500,000 claims. Finding a new insurance company If you were a Merced policyholder, your policy will be cut off 30 days from the date of the company's liquidation. This gives you about a month to find a new homeowners insurance policy. Unfortunately, this isn’t an easy task. Responding to the increasing risk of underwriting homes in California, some insurance companies, such as Liberty Mutual, are choosing not to accept or renew some policies in the region. Still, it’s not hopeless for homeowners. "You have a very competitive insurance market in California—the risk is spread across nearly 40 million people," said Barry. "So while the wildfires of the past two years have been extraordinary, Californians do have options." Barry added that homeowners who can’t get coverage through the standard market may need to go through the 'Surplus and Excess Lines' market, which provides coverage for higher-risk properties. And if you're still unable to find coverage, there’s one last resort: the California FAIR plan. The role of the California Fair Access to Insurance Requirements (FAIR) program is to provide basic insurance coverage to people who wouldn't otherwise be able to obtain it. That said, a FAIR plan is more limited than other policies—meaning it's worth shopping around to find coverage elsewhere. But in the meantime, it will secure you against total loss of your home if another fire sweeps through your neighborhood. Next steps to take for Merced policyholders CIGA plans to begin processing claims on Dec. 10. But complicating matters is the fact that the association is only able to mail out physical checks. So if your home was damaged, you’ll need to provide them with up-to-date contact information and begin the claim filing process as soon as possible. You can contact the association at the following address: California Insurance Guarantee Association P O Box 29066 Glendale, CA 91209-9066 818.844.4300 (office) 818.291.1863 (fax) assistance@caiga.org

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