Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
It is strongly recommended that tenants renting a manufactured home (commonly called a mobile home) purchase insurance, even if they aren’t required to have a policy. Mobile home renters insurance is the same as any other renters insurance policy and the coverages are equally important to tenants.
What Mobile Home Renters Insurance Covers
Mobile Home Renters Insurance for Parks Vs. Private Property
Cost Of Renters Insurance for Mobile Homes
Florida Mobile Home Renters Insurance
Mobile Home Renters Insurance In California
What Mobile Home Renters Insurance Covers
A renters insurance policy (known as an HO-4) insures tenants living in almost any type of residence, including a manufactured home. Whether someone rents a single-family house or a mobile home, these are the primary coverages provided by renters insurance:
Protection for personal property is the mobile renters insurance coverage most people are familiar with. It pays to repair or replace the belongings of a tenant of a manufactured home in the event of a covered loss, including a fire, tornado or theft. Mobile homes tend to be small but tenants might be surprised how much they have inside and the total value of what they own. Remember, personal property protection covers furniture, electronics, jewelry and other expensive items.
Personal liability protection is a valuable part of manufactured home renters insurance policies. Personal Liability protection covers damages that the policyholder and family members (including pets) might be at fault for such as medical bills or damage to someone else’s personal property. For example, if someone falls inside your mobile home, a mobile home renters insurance policy would cover their injuries.
Loss of use coverage (also referred to as additional living expenses) pays for expenses as a result of a mobile home becoming uninhabitable. For example, if a tornado destroyed a policyholder’s manufactured home, they would need to find a place to stay, go out to eat and potentially alter their transportation to work. This part of mobile home insurance coverage would pay for those expenses until a mobile home can be repaired or the tenant can find a new permanent residence.
Medical payments is a coverage commonly included in renters insurance policies for mobile homes. It specifically covers only medical-related expenses of others and a claim can be filed for the coverage without the injured party filing a lawsuit against the policyholder.
Insurance When Mobile Homes Are In Transit
Most mobile home insurance policies do not cover the residence while it is under construction or in transit. A mobile home renters insurance policy will not cover any belongings damaged while a home is being moved either. It goes without saying that a tenant should remove all of their belongings from a manufactured home if it is going to be moved. Remember, mobile homes do not have an engine and cannot be driven. Motor homes and RVs have motors and require a different insurance policy entirely.
Insuring a Mobile Home in Parks vs. Private Property
Generally, insuring a rented mobile home on someone’s private property is the same as for one in a trailer park designed specifically for numerous mobile homes. The renters insurance policy for each one is identical. However, tenants in each circumstance could face different perils that might impact the claim limits they choose to purchase for their policy.
For example, one mobile renters insurance policyholder might be living in a manufactured home far away from others. If they don’t have many guests, animals or venture out much, they probably don’t need as much liability protection. But if a policyholder is renting a mobile home in a park within close vicinity to others, frequently has guests or a dog, they might want to consider purchasing additional personal liability protection. Mobile home insurance policies generally include $100,000 in liability coverage but policyholders can purchase as much as $500,000.
Mobile home renters living in a community also need to make sure they have a clear understanding of what they are responsible for as a tenant. For example, some parks maintain landscaping and other maintenance (such as shoveling snow) outside trailers. In other cases, those tasks are the responsibility of a tenant or the owner of a manufactured home.
Cost Of Renters Insurance for Mobile Homes
In general, mobile homes are considerably less expensive than traditional homes. But renters insurance policies don’t cover the structures themselves, so the policies associated with different types of rentals are comparatively priced. The average renters insurance rate in the U.S., for a standard single-family home or apartment, is $187. We gathered quotes for a sample mobile home renter in three of the best mobile home parks in the U.S. and found it to be very similar.
Mobile Home Location
Standard Policy Policy With $25,000 Personal Property Limit
Malibu, California
$186 $209
Prescott, Arizona
$353 $408
Napa, California
$186 $209
*Quotes are rounded to the nearest whole number. Standard policies include $15,000 in personal property coverage, $100,000 in liability protection and a $500 deductible.
The process to gather renters insurance quotes for a mobile home is the same as any other residence, be it a single-family home or an apartment. However, most renters insurance companies will not provide quotes for mobile homes online. Only two companies -- Progressive and GEICO -- occasionally provide online quotes for mobile homes.
It doesn’t matter if someone is renting a traditional mobile home, a double-wide or any other variation of a manufactured home, potential policyholders will likely need to call an agent on the phone when shopping for a policy to get a quote.
Frequently, renters insurance for mobile homes are more expensive in some areas because they are more susceptible to certain perils. Manufactured homes (and personal belongings inside them) have a higher chance of being destroyed, for example, by a tornado than a traditional home.
Florida Mobile Home Renters Insurance
The state of Florida is a popular destination for retirees and many, in an effort to keep costs low, choose to buy or rent manufactured homes there. Those who are tenants should strongly consider purchasing mobile home insurance in Florida. The coverage provided can mitigate losses, which is especially important to retirees who might no longer have any income.
Renters insurance for manufactured homes is comparable to renters insurance for traditional houses and apartments in the state, and the average policy in Florida is reasonably priced.
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