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Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure. Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose. Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers. Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death. Mesothelioma treatments and Mesothelioma clinical trials and tests There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques. Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising. Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm. A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body. A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells. A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis. With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests. At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims. Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients. Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers. About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.

High risk car insurance is the insurance category reserved for drivers with past driving violations, inexperience behind the wheel, or poor credit. If you meet any of this criteria many insurance companies will consider you a high risk driver and your car insurance premiums will be higher as a result. There's still hope though: while some insurance companies won't insure a motorist with ANY marks on their driving record, there are plenty of reputable carriers who will insure high risk drivers. High Risk Auto Insurance Rates by State Cheap High Risk Auto Insurance Companies How to Determine If You're A High Risk Driver Tips for High Risk Drivers How much does High Risk Auto Insurance cost? Drivers that fall under any of the high risk categories will see their insurance costs rise relative to the average driver. To give you a sense of what the difference between these rates are we compiled data across all 50 states for three categories of high risk drivers to help you understand how much more these premiums can cost you. Note that these rates are the averages of different policies for high risk drivers insured by GEICO, Allstate, Nationwide, and MetLife. These averages do not include rates for insurance through each state's residual pools. State Average Speeding Violation DUI + Accident Young Driver Alabama $858 $1,290 $2,564 $4,692 Alaska $1,248 $1,368 $2,598 $3,144 Arizona $1,215 $1,608 $3,513 $4,468 Arkansas $1,107 $1,164 $2,968 $6,792 California $1,830 $3,060 $7,794 $6,177 Colorado $1,512 $1,908 $3,060 $4,792 Connecticut $1,842 $2,140 $6,704 $7,964 Delaware $1,863 $3,450 $6,156 $8,716 Florida $1,576 $2,424 $3,384 $4,278 Georgia $1,662 $2,136 $3,246 $4,732 Hawaii $864 $1,092 $3,186 $900 Idaho $852 $1,038 $1,568 $3,309 Illinois $1,320 $2,784 $2,004 $6,279 Indiana $1,068 $1,134 $1,584 $3,330 Iowa $795 $1,446 $1,608 $4,248 Kansas $1,016 $1,188 $3,780 $4,680 Kentucky $1,560 $2,860 $4,084 $9,807 Louisiana $2,104 $3,588 $5,934 $11,176 Maine $584 $828 $1,692 $3,188 Maryland $1,440 $2,193 $3,561 $9,252 Massachusetts $1,252 $1,736 $3,606 $4,076 Michigan $2,766 $4,092 $6,032 $11,271 Minnesota $975 $1,568 $1,851 $3,366 Mississippi $1,284 $1,326 $2,100 $3,978 Missouri $1,124 $1,260 $1,708 $3,784 Montana $1,256 $1,428 $1,952 $4,656 Nebraska $1,113 $1,020 $2,382 $3,927 Nevada $1,848 $2,252 $3,380 $7,208 New Hampshire $1,320 $1,760 $2,020 $4,335 New Jersey $2,416 $4,452 $6,576 $9,048 New Mexico $1,508 $1,532 $3,744 $5,504 New York $1,812 $2,544 $5,532 $6,216 North Carolina $822 $1,260 $2,703 $1,953 North Dakota $1,396 $1,856 $3,360 $5,244 Ohio $824 $856 $1,848 $3,352 Oklahoma $1,908 $2,120 $3,876 $7,464 Oregon $1,396 $2,133 $1,380 $5,024 Pennsylvania $1,819 $2,028 $3,436 $10,208 Rhode Island $2,051 $2,190 $3,492 $8,000 South Carolina $768 $816 $1,704 $2,752 South Dakota $1,002 $1,122 $1,842 $4,320 Tennessee $1,244 $1,304 $3,988 $4,092 Texas $1,230 $1,242 $2,298 $4,068 Utah $1,041 $1,056 $2,607 $4,827 Vermont $993 $1,060 $1,764 $3,432 Virginia $1,074 $1,161 $2,460 $3,471 Washington $1,328 $916 $2,120 $6,000 West Virginia $1,420 $1,568 $2,952 $6,088 Wisconsin $1,545 $2,064 $3,600 $7,227 Wyoming $940 $966 $2,016 $3,738 Show All Rows Find the Cheapest Auto Insurance Quotes in Your Area Zip Code Currently Insured?Find Insurers With many of the factors under your control, it shows why it is quite important for drivers to maintain a clean record, as the extra costs can quickly add up. If you're interested you can check out our methodology below to see how we compiled these numbers Best High Risk Auto Insurance Companies (Average Premiums) If you already fall into one of the High Risk categories, some companies may be cheaper than others when it comes to insuring you. We took a look at major companies compare when it comes to the insurance premiums they offer higher risk drivers. While your rates will differ from the sample in our study, our list can help you figure out where to begin. Below we'll take a look at the average annual premium amount for the four companies we looked at (GEICO, Allstate, MetLife, Nationwide) for each of the three scenarios: Best High risk Auto Insurance Companies On average GEICO turned out to be the cheapest high risk auto insurance company of the bunch in both the speeding and young driver scenarios. For the 'DUI + Accident' scenario GEICO was edged out slightly by Allstate with an nationwide annual average of $2,298 per year versus GEICO's $2,493. This study is based on a select sample profiles so it may not reflect your circumstances and should only be used as guideline. To find cheaper high risk auto insurance, you should compare quotes from multiple companies. If you're interested in getting a list of companies in your area enter your zip code below and click through to get a quote. Find the Cheapest Auto Insurance Quotes in Your Area Zip Code Currently Insured?Find Insurers What Determines If You Are a High Risk Driver? DUI offense If you've been convicted of driving under the influence, your premiums will be going up. Once you get your license back, you'll need to carry DUI insurance, otherwise referred to as SR22. SR22 is the highest risk coverage a car insurance company can carry and will need to be filed with your state DMV to reinstate your driving privileges. You'll also need to have your SR22 on file with the DMV for up to 5 years after your DUI incident. States will vary in how long your DUI will show up on your driving record, but be prepared for insurance companies to charge you higher rates as long as your DUI is still on record. Young driver Young drivers, such as students, are also qualified as high risk. Statistically, drivers in their youth are at a higher risk of getting into an auto accident and insurance carriers adjust their premiums accordingly. First time driver Regardless of age, drivers who are newly licensed will always face higher insurance rates than seasoned drivers who've been driving for a longer period of time. That being said, there is one way to work around this rule: have someone add you to their existing policy. This shortcut ensures your premiums will be lower than going it alone. Lapse in insurance coverage Regardless of why you dropped your last car insurance policy, you're going to find premiums are higher now that you're reapplying. The good news is that over time, and once you prove to the insurance company that you're a responsible driver, you're premiums will drop back down to normal rates. The bad news is that it may take 6 months or more for your policy premiums to decrease. Poor credit Yes, you read that right. People who have a poor credit history will also be deemed high risk drivers. Why is this the case? Insurance companies are essentially placing millions of bets, in the form of insurance policies, and to decrease their risk they want to insure responsible people. They've determined that checking your credit history is a quick and easy screen to ballpark your level of responsibility in advance of insuring you. Fortunately there are some insurance carriers who don't do credit checks, but you'll have to be diligent in your search to find them. Other serious driving violations While getting a DUI falls into this category, you'll also find it no surprise that your insurance premiums will spike if you have any other type of serious driving violation (hit and run, road rage, excessive speeding). Higher insurance premiums may be the least of your worries, however, as many of these moving violations are considered felonies which could result in you spending time behind bars. 3 Things To Remember When Looking For High Risk Auto Insurance 1. Compare and contrast providers in your area We recommend getting online quotes from as many insurance providers as you can. Until you get your quotes, you're never quite sure which carrier will be able to give you the lowest rate. Fortunately, the internet has made a once painful experience much easier by allowing you to apply for quotes, compare and contrast results, and choose the best plan, all from the comfort of home. 2. Being a high risk driver doesn't last forever While insurance companies may view you as high risk today, you'll be happy to know your status will change once you've proven you're safe and responsible. Yes, certain things like getting a DUI will keep you paying increased premiums for an extended period, but most other high risk drivers can begin paying lower rates in a much shorter time frame. 3. There are steps you can take to lower your rate You don't just have to sit there and wait for your insurance rate to drop. With few exception, proactive measures like working to improve your credit score, getting good grades as a student, or taking driving classes after a violation, are all methods you have at your disposal. Just remember, your insurance company will want proof of these measures, so it's best to keep good records submit them to the carrier when you're ready. Methodology ValuePenguin sampled high risk auto insurance rates for the largest city in each state across four car insurance companies where available: GEICO, Allstate, MetLife and Nationwide. Our hypothetical driver was a 30 year old male driving a 2010 Toyota Camry. He drives 10-15k miles per year on average primarily commuting to and from work. Liability coverage is set to the legal state minimum. For the "speeding" scenario, it was assumed that our driver had received a 20 over the speed limit citation in the last 5 years. For our "DUI + Accident" scenario it was assumed that the driver had a DUI or DWI and also, in either the same or a separate incident, had been at fault in an accident where someone was injured. In the "Young Driver" scenario our driver was an 18 year old male with the same specifications listed above. Surveyed auto insurance costs are for illustrative purposes only and actual quotes will vary based on your physical residence, driving history, and other factors

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