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Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure. Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose. Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers. Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death. Mesothelioma treatments and Mesothelioma clinical trials and tests There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques. Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising. Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm. A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body. A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells. A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis. With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests. At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims. Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients. Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers. About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.



Full coverage car insurance is a term which describes having all of the main parts of car insurance including Bodily Injury, Property Damage, Uninsured Motorist, PIP, Collision and Comprehensive. You're typically legally required to carry about half of those coverages. Having the whole package is called "Full Coverage", and some people opt for it to get greater financial protection. In this article, we go into length on what makes up full coverage, and why you should consider getting it, even if you do not have to. Table of Contents Part 1: Liability Insurance Part 2: First Party Benefits How Much Does Full Coverage Cost? Why You Should Get Full Coverage How to Make Full Coverage Car Insurance More Affordable First Part of Full Coverage: Liability Insurance Liability insurance covers damages you are at fault for and cause to another driver or their car. It is the only part of car insurance that you are required by law to carry. Within liability, the two main types of insurance are bodily injury (BI) and property damage (PD) liability insurance. Bodily injury deals with injuries you cause to the drivers themselves, while property damage is any damage you cause to another vehicle, or structure. Neither coverage is meant to protect you or your car; they are exclusively for other drivers to file a claim against your insurer. For example, if you got injured in an accident, and required surgery, you would have to file through the other driver's BI insurance to pay for the surgery rather than your own BI coverage. Having these two coverages is the most basic type of car insurance you can carry. Each state institutes a state minimum, which is written in a three number format like 25/50/25. The first two numbers refer to your BI coverage, where the first is the limit of insurance you have for one person in an accident, while the second is the limit for the entire accident. The third number is the limit for your property damage liability coverage. State minimums usually range from $10,000 to $50,000 worth of coverage for each state. Overall, liability is not the cheapest, but certainly not the most expensive component of car insurance. To double your limits for bodily injury, it will probably cost less than an extra $100 per year. PD insurance is slightly more expensive than BI, but costs less to boost coverage. Uninsured/ Underinsured Motorist BI and PD Insurance Uninsured BI and PD, functions exactly as BI and PD coverage, except it is only used in the event you get into an accident with a driver without car insurance, who was found to be “at-fault”. In most cases, you would just ordinarily file a claim through the other driver’s insurance. Since they do not possess any, you would need to file through your own Uninsured Motorist coverage instead. Underinsured Motorist BI and PD is used in the event the other driver does have insurance, but not enough to cover your expenses. First, you would file for reimbursement up to the other driver’s limits, then through your Underinsured Motorist to make up the rest of the damage costs. In some states, you are required to carry some variation of these two coverages, while it is optional in others. The amount you carry usually mirrors the amount of BI and PD you carry. As well, some states may only require you have the BI version of Uninsured Motorist coverage, rather than both BI and PD. Lastly, the likelihood of getting into an accident with an uninsured driver is small, meaning you are less likely to file a claim. This makes UM and UIM insurance typically the cheapest component of "full coverage". Second Part of Full Coverage: First-Party Benefits Within first-party benefits are several types of insurance which constitute the second part of "full coverage". For most states, first-party benefits coverage is optional to carry. It is also generally more costly, but its biggest advantage is that you can use it for your own damages and medical expenses much faster. Personal Injury Protection You can think of personal injury protection insurance as BI for your own injuries. If you were injured in a car accident, rather than needing to file through the other driver’s BI insurance, you can file through your own PIP to pay for your medical expenses. The main benefit to PIP is that it pays out regardless of who was at fault. PIP tends to overlap often with your own health insurance, and usually works as a useful complement and provides extra protection. In 12 states, you are required to carry around Personal Injury Protection (PIP), while in the other 38, it is optional. The states where PIP is mandatory generally makes those states more expensive for car insurance. In Florida, our sample driver paid an extra $25 to $90 per year for PIP, though it should be noted that Florida offers one of the lowest limits for PIP amongst the states where it is mandatory. The cost will most likely be greater depending on the limits your state offers. In Michigan for example, where you are required to carry unlimited PIP, costs may exceed $4,000 per year. MedPay is essentially the same thing as PIP insurance, except that it is not mandatory in any state. MedPay, as we describe more in detail here, is a mostly redundant coverage in “no-fault” states, but can be very important in states with low PIP limits, or where PIP is expensive. Collision Insurance and Comprehensive Insurance You can think of collision insurance as PIP for your car. Regardless of who is at-fault, you can file through your collision insurance to repair any damage to your car caused by an accident. You do not need to wait for another driver's insurance company to pay out, meaning your car can get repaired quick and swiftly. The downside to collision insurance is that it is usually the costliest part of car insurance--sometimes encompassing over half of the total bill. For cars of high value, the price will be even higher. Luckily, you can control the price of your collision premium by opting for a high deductible. Deductibles usually range from $50 up to $2,000. The higher you opt for, the cheaper your premium will be. Collision insurance is not mandatory from a legal standpoint, but if you lease your car, the leasing company may require that you hold this coverage. Comprehensive coverage is similar to collision, except that it only covers damage to your vehicle caused by external causes. Colloquially known as “Acts of God”, such events include a branch falling on your car, someone vandalizing your car, or an errant baseball going through your windshield. These events are for the most part, unavoidable. Comprehensive coverage costs far less than collision, most likely due to the average comprehensive claim being far smaller than collision claims. Price can also be controlled with a higher or lower deductible

HALAMAN SELANJUTNYA:


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