Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
The Special Automobile Insurance Policy (SAIP) is a residual market government auto insurance plan in New Jersey that's offered by the state to certain drivers with Medicaid. SAIP policies are commonly referred to as "dollar a day" car insurance because coverage typically costs $365 per year. While eligible drivers with dollar a day policies receive proof of insurance and are considered to be driving legally, SAIP insurance does not meet New Jersey's minimum auto insurance requirements for most drivers. The coverage provided by the Special Automobile Insurance Policy only pays for emergency treatment and the most severe of driver injuries but offers no liability coverage to pay for injuries or damages to others. Most ongoing treatment and the cost of damages to others are the responsibility of the dollar a day insurance policyholder, meaning this policy should only be considered as a last resort.
New Jersey Dollar a Day Car Insurance Coverage
Cost of New Jersey SAIP Insurance
How to Get Dollar a Day Insurance in New Jersey
SAIP vs. Other New Jersey State Automobile Insurance Plans
NJ Dollar a Day Car Insurance Coverage
New Jersey's SAIP insurance policy is incredibly limited in the coverage it provides and doesn't meet the minimum requirements for most drivers. The dollar a day policy only covers:
Emergency treatment, such as ER care, for the policyholder immediately after an accident. Additional medical treatment for critical brain and spinal cord injuries to the SAIP policyholder are also covered. The policy limit for medical coverage is $250,000.
If you die in a collision, there's a $10,000 death benefit that would be paid to your family. This is approximately the cost of a typical funeral.
The limited coverage of dollar a day car insurance policy means that it's unlikely to offer any coverage to you as the policyholder in most accidents. Instead, you would be responsible for the costs of:
Any ongoing and nonemergency treatments that don't apply to your brain or spinal cord. You can request coverage through Medicaid, but you would have to navigate the process yourself.
All injuries to other parties involved in an accident where you were at fault. If another driver or injured party sues you, your SAIP insurance would not assist with any legal costs.
All damage to others' property in an accident where you were at fault.
Any damage to your own vehicle or other property, no matter the cause.
Since the only people eligible for SAIP car insurance are on Medicaid, meaning those in particularly low-income families or with disabilities, it's likely you would have trouble affording any of these costs if involved in an accident. We recommend that you consider an alternative auto insurance policy, such as New Jersey's Basic or Standard policies, if at all possible.
Cost of NJ SAIP Insurance
New Jersey SAIP insurance costs $365 per year if paid in two installments, averaging out to $1 a day. Alternatively, if you pay for the entire year at once, the cost is just $360, or $30 per month. The cost of a SAIP policy is incredibly cheap compared to other policies and doesn't vary based upon your driving record or other criteria, because the program is funded by the state. However, since the cost of SAIP insurance is already so low, there are no additional ways to get the cost of these auto insurance policies subsidized.
The only situation in which SAIP insurance would cost more is if you have multiple cars that need to be insured. Only one car can be insured per policy, so if your family requires two vehicles, you would have to purchase a second dollar a day insurance policy for both to be covered.
How to Get Dollar a Day Insurance in NJ
The National Continental Insurance Company is the insurer that writes dollar a day auto insurance policies, but SAIP coverage can be purchased from most insurance company agents in New Jersey. The state makes the process of finding an agent simple, as you can search online by county to find locations near you. In Newark, for example, there are 47 agencies that offer dollar a day insurance policies.
In order to confirm your eligibility and purchase a SAIP policy, you will need to present your driver's license and Medicaid identification card to the agent. The eligibility requirements for dollar a day auto insurance include:
You must be an uninsured driver in New Jersey. If you already have an auto insurance policy, you don't qualify.
You, and any household members covered by the policy, need to be enrolled in a Medicaid program that includes hospitalization. Simply qualifying for Medicaid will not make you eligible to purchase SAIP car insurance. If you cease to be enrolled in Medicaid, your dollar a day auto insurance policy will remain in place until your next renewal, at which point you will have to find an alternative form of coverage.
Your driver’s license and registration need to be in good standing. If either has been revoked or suspended, you will not qualify for dollar a day insurance.
SAIP vs. Other New Jersey State Automobile Insurance Plans
We recommend that, before purchasing SAIP insurance, you first compare quotes for other New Jersey auto insurance policies. The state also offers a Basic plan as a lower-cost alternative to a standard auto insurance policy, and Basic auto insurance rates can be as low as $400, depending on your profile and driving history. Unlike dollar a day insurance, Basic policies are available to all drivers and offer significantly greater coverage. We also suggest that you get a quote for a standard auto insurance policy, as quotes are free and the additional benefits may be quite affordable if you're a safe driver.
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