Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
In most states, the base rate for a plan is calculated using a 21 year old policyholder in mind. This rate is then adjusted according to the age of the consumer. States using the federal age and premium guidelines will see anyone under the age of 21 all treated equally, with monthly costs coming out to a little more than 63% of the base rate for a 21 year old. Health Insurance rates go up as a policyholder gets older, with the largest increases coming after age 50. This reflects the higher expected share of health care costs that older Americans are expected to utilize.
At the high end of the age range, those consumers 64 and older have their premiums capped at 3 times the premiums of the 21 year old base rate. As you can see from the data, the largest changes in health insurance costs take place between the ages of 50-60, where premiums go from 1.78x the 21 year old rate to 3x by age 64. The following table shows the federal premium adjustments based on age.
Health Insurance Cost by Age
Age
Premium Multiple ($) Sample Premium
20
0.635 127
21
1 200
22
1 200
23
1 200
24
1 200
25
1.004 201
26
1.024 205
27
1.048 210
28
1.087 217
29
1.119 224
30
1.135 227
31
1.159 232
32
1.183 237
33
1.198 240
34
1.214 243
35
1.222 244
36
1.23 246
37
1.238 248
38
1.246 249
39
1.262 252
40
1.278 256
41
1.302 260
42
1.325 265
43
1.357 271
44
1.397 279
45
1.444 289
46
1.5 300
47
1.563 313
48
1.635 327
49
1.706 341
50
1.786 357
51
1.865 373
52
1.952 390
53
2.04 408
54
2.135 427
55
2.23 446
56
2.333 467
57
2.437 487
58
2.548 510
59
2.603 521
60
2.714 543
61
2.81 562
62
2.873 575
63
2.952 590
64
3 600
Show All Rows
States Specific Age Curves for Health Insurance Costs
A few states set their own standards when it comes to age factors for health insurance rates. The federal age factor curve is the widest age curve that states can permit health insurers to use in calculating premiums. The following states have more restrictive regulations, meaning that there is less variation in health insurance costs between the youngest and the oldest policyholders.
New York does not permit any use of age as a factor when determining health insurance rates. In fact health insurance premiums in the Empire State cannot discriminate whatsoever and have the same price regardless of any policyholder characteristics. This typically leads to higher premiums for those who are ages 21-50, and lower premiums for those who are older when compared to other states.
Vermont also does not permit the use of age as a factor when calculating health insurance premiums. Insurers must charge the same premiums regardless of health status, age or gender in the state. Like New York, younger citizens of Vermont typically see higher relatively premiums, while those older consumers will see lower premiums in comparison to other states.
Utah has the same 3:1 range when it comes to health insurance premiums but the scaling in the different age groups tends to be more aggressive. For instance consumers 30-36 pay almost 40% more than the base rate in the state where as the same group would pay anywhere from 13 - 27% more under the federal guidelines. Children under the age of 21 are also more expensive with costs fixed at 79% of the base rate.
Minnesota has an age curve similar to the federal guidelines, with consumers over 21 experiencing the same scaling they would in other states. Where the state differs is the costs for those under 21, with premium multiples coming in at 89% of the base rate instead of the standard 63.5%.
Massachusetts allows insurers to adjust premiums based on age to a maximum of 2x the premiums charged to a 21 year old. This makes for a narrower variation of premiums based upon the age of policyholder.
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