Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
California drivers that are convicted of certain violations, such as a DUI or reckless driving, may be required to purchase SR-22 insurance in order to get their driving privileges reinstated. With this policy, an SR-22 form is submitted to the DMV by your insurer to confirm that your auto insurance meets California's minimum liability requirements. If you don't own a car, but intend to continue driving, you would have to purchase a nonowners SR-22 policy, which just provides liability insurance coverage. The cost of SR-22 insurance is more expensive on average, even though the filing cost is quite cheap—instead, rates are higher due to whatever infraction caused you to need an SR-22 form.
SR-22 Insurance in California
Car Insurance After a DUI in California
Difference Between the SR1P and SR-22
Non-Owner SR-22 Insurance
Cost of SR-22 Insurance
SR-22 Car Insurance in California
In California, purchasing SR-22 insurance simply refers to buying a car insurance policy that meets the state's liability insurance requirements and having your insurer file an SR-22 form with the DMV on your behalf. An SR-22 form is often required if you've been determined to be a high-risk driver, such as after a DUI conviction or multiple moving violations, and your license has been suspended. SR-22 insurance demonstrates proof of financial responsibility, as the insurer files it directly with the DMV, and it discloses that your car insurance liability limits include at least:
$15,000 of bodily injury coverage per person injured in an accident
$30,000 of bodily injury coverage per accident
$5,000 of property damage coverage per accident
To get your driving privileges reinstated, or to obtain a restricted license in certain cases, you'll need to buy SR-22 insurance and pay any necessary fines. Once the California DMV has received your SR-22 form from the insurer, you'll receive a copy and confirmation, which you should keep in your vehicle in case you're pulled over. Note that the SR-22 insurance policy needs to list all cars you own or regularly drive.
The length of time you'll need to maintain SR-22 insurance in California will depend on your conviction, and it should state how long you're expected to maintain the filing. Most violations only require the form to be filed for three years, but you may need an SR-22 form for up to 10 years for more serious infractions, such as reckless driving. And you should maintain consistent coverage for the entire period of time. Any lapses in your SR-22 car insurance will cause your driving privileges to be suspended again, as your insurer would file an SR-26 form with the DMV notifying them of the lapse.
Similarly, if you move out of California during the period that the state requires you to maintain an SR-22 form, the requirement will not go away. Instead, you'll need to locate an insurer that does business in both states and is willing to file the form on your behalf. In addition, even if the state you've moved to has lower liability insurance requirements, such as Florida, you will need to purchase auto insurance that meets California's minimum limits.
Car Insurance After a DUI in California
SR-22 insurance is often referred to as DUI insurance, as you'll likely be required to file an SR-22 in order to reinstate your driving privileges if convicted of a DUI in California. Though you don't need to notify your insurer of a DUI charge, and it likely won't impact your auto insurance, a DUI conviction will. Your insurer will either learn of the conviction when you ask them to file an SR-22 or when you try to renew your policy, as DUIs stay on your DMV record for 10 years, and insurers check this before reissuing coverage.
During the 10 years following a DUI, you won't be eligible for a good driver discount in California. After this period has expired, the DUI will be removed from your driving record and you will be eligible for the discount again. You may be able to get the conviction removed from your record earlier, but so long as you stay with the same insurer, the company will know about the DUI and continue to use it when determining your SR-22 insurance rates. However, so long as there are no further incidents on your driving record, the DUI will have a decreasing impact on your car insurance premiums over the course of five to 10 years.
Difference Between the SR1P and SR-22 in California
If you drive a vehicle with fewer than four wheels, such as a motorcycle or moped, you may need to file an SR1P form in California, instead of an SR-22 and proof of liability insurance. SR1Ps are usually required if you've had your license suspended after driving without insurance or after being convicted of risky driving behavior.
Non-Owner SR-22 Insurance in California
If you're convicted of a DUI or other violation and have your license suspended, you will need to maintain liability insurance and file an SR-22 form for the stated amount of time in order to reinstate your driving privileges. Even if you don't own a vehicle, this requirement is in place—the only other option is to give up your right to drive and, even then, you'll need to file an SR-22 in California if you want to begin driving later.
In California, there are three forms of financial responsibility: an owner's policy certificate, a broad coverage policy certificate and an operator's policy certificate, also called a nonowners SR-22 policy. For those that don't own a car, nonowners SR-22 insurance is a policy that provides the state required liability insurance but is tied to you as the driver, no matter which vehicle you use. A nonowners SR-22 policy typically isn't available if there's a car you consistently drive but don't own, such as a parent's or roommate's vehicle. But it provides coverage if you occasionally drive other people's cars with their permission.
One of the benefits of non-owners SR-22 insurance is that quotes are typically cheaper than for an owners policy, since you'll only receive liability coverage and the insurer assumes you drive less frequently. Since your insurance rates will already be higher after the moving or traffic violation that caused you to need the California SR-22, nonowners insurance is a simple way to reduce your costs but maintain your license if you don't regularly drive.
How to Get Cheap SR-22 Insurance in California
The cost of SR-22 insurance in California will usually be higher than what you previously paid for auto insurance, but this is primarily due to whatever violation caused you to need an SR-22 filing. For example, the average cost of auto insurance is California is $1,962, and rates typically increase by about 43% after a DUI, meaning the average driver would pay an additional $844 per year.
Though California law prohibits car insurance companies from canceling your policy or increasing your rates during a policy term, your insurer will be able to do so when you renew. And, even if your insurer only increases your base insurance cost a small amount, California's laws also prohibit insurance companies from providing a good driver discount to anyone with a DUI conviction for 10 years following the violation. So, if you were previously receiving a 20% good driver discount, your rates would automatically increase by 25% following a DUI, without taking into consideration any additional rate increases. In addition, the cost of getting your license reinstated is about $125 in California, and most insurers charge a one-time SR-22 form filing fee of $25 to $50.
Whether your current insurer will file an SR-22 on your behalf or not, one of the simplest ways to make sure you're getting cheapest SR-22 insurance is by comparing quotes from multiple companies. Many major insurers in California, such as Progressive and GEICO, will file SR-22 forms, and since each company evaluates your driving history differently, we recommend comparing at least three quotes to ensure you're getting the best rates. For instance, if you receive a DUI in Los Angeles and need an SR-22, you may get better rates with Progressive. On the other hand, a driver in San Diego with multiple speeding violations may get a better SR-22 insurance quote from GEICO. Since rates are determined based on a wide variety of factors, such as your location, age, driving history and vehicle, comparing quotes from multiple insurers helps to ensure you're not overpaying for SR-22 insurance.
There are a few alternatives to paying for SR-22 insurance, such as posting a $35,000 cash deposit or security bond with the DMV, which also can demonstrate proof of financial responsibility. However, these options are less frequently used even though you would not have to pay additional fees to an insurer, because they require a significant amount of money upfront.
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