Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
Though some form of car insurance is required in nearly every state, a significant percentage of drivers still don't have insurance—approximately 13% nationally according to recent data. However, depending on the state, this rate can be as high as 26.7%—in Florida—or as low as 4.5%—in Maine. Nearly 215 million drivers carry car insurance in the U.S., meaning there are approximately 32 million uninsured drivers on the road. To combat this issue, some states have instituted random insurance verification checks and no pay, no play laws—which limits the ability of uninsured drivers to seek compensation.
National Uninsured Motorist Rates
Uninsured Motorist Rates by State
Consequences of Driving Without Insurance
How States are Trying to Lower The Rate of Uninsured Motorists
State That Require Uninsured Motorist Insurance Coverage
National Uninsured Motorist Rates by Year
The percentage of uninsured motorists on the road has been on a steady decline in recent years, dropping from 14.9% in 2003 to 13% in 2015 (the most recent year data are available). This rate is estimated based on the ratio of uninsured motorist insurance claims to bodily injury insurance claims.
Chart of National Uninsured Motorist Rate Year by Year
Uninsured Motorist Rates by State
According to recent data, the state with the highest rate of uninsured motorists is Florida, with an estimated rate of 26.7%. This makes sense considering Florida is the only state that doesn't require drivers to have bodily injury liability insurance.
A Heat Map Charting the Rate of Uninsured Motorists Per State
The state with the fewest uninsured drivers per capita is Maine with a rate of 4.5%, which is 65% lower that the national rate of 13%. Maine has one of the highest bodily injury liability insurance requirements of any state, of $50,000 per person and $100,000 per accident. It is also one of the 24 states (including the District of Columbia) that requires that drivers have uninsured motorist insurance.
Rank
State UM Rate 2015 UM Rate 2009 Difference
6 Alabama 18.4% 22.0% -3.6%
11 Alaska 15.4% 13.0% 2.4%
24 Arizona 12.0% 12.0% 0.0%
9 Arkansas 16.6% 16.0% 0.6%
12 California 15.2% 15.0% 0.2%
19 Colorado 13.3% 15.0% -1.7%
36 Connecticut 9.4% 10.0% -0.6%
28 Delaware 11.4% 11.0% 0.4%
10 District of Columbia 15.6% 15.0% 0.6%
1 Florida 26.7% 24.0% 2.7%
24 Georgia 12.0% 16.0% -4.0%
29 Hawaii 10.6% 11.0% -0.4%
39 Idaho 8.2% 8.0% 0.2%
18 Illinois 13.7% 15.0% -1.3%
8 Indiana 16.7% 16.0% 0.7%
38 Iowa 8.7% 11.0% -2.3%
44 Kansas 7.2% 10.0% -2.8%
26 Kentucky 11.5% 18.0% -6.5%
20 Louisiana 13.0% 13.0% 0.0%
51 Maine 4.5% 4.0% 0.5%
22 Maryland 12.4% 15.0% -2.6%
49 Massachusetts 6.2% 4.0% 2.2%
4 Michigan 20.3% 19.0% 1.3%
26 Minnesota 11.5% 13.0% -1.5%
2 Mississippi 23.7% 28.0% -4.3%
17 Missouri 14.0% 14.0% 0.0%
33 Montana 9.9% 11.0% -1.1%
45 Nebraska 6.8% 8.0% -1.2%
29 Nevada 10.6% 13.0% -2.4%
33 New Hampshire 9.9% 11.0% -1.1%
14 New Jersey 14.9% 11.0% 3.9%
3 New Mexico 20.8% 26.0% -5.2%
50 New York 6.1% 5.0% 1.1%
48 North Carolina 6.5% 14.0% -7.5%
45 North Dakota 6.8% 9.0% -2.2%
22 Ohio 12.4% 16.0% -3.6%
31 Oklahoma 10.5% 24.0% -13.5%
21 Oregon 12.7% 10.0% 2.7%
43 Pennsylvania 7.6% 7.0% 0.6%
12 Rhode Island 15.2% 18.0% -2.8%
36 South Carolina 9.4% 11.0% -1.6%
42 South Dakota 7.7% 9.0% -1.3%
5 Tennessee 20.0% 24.0% -4.0%
16 Texas 14.1% 15.0% -0.9%
39 Utah 8.2% 8.0% 0.2%
45 Vermont 6.8% 7.0% -0.2%
33 Virginia 9.9% 11.0% -1.1%
7 Washington 17.4% 16.0% 1.4%
32 West Virginia 10.1% 11.0% -0.9%
15 Wisconsin 14.3% 15.0% -0.7%
41 Wyoming 7.8% 10.0% -2.2%
Show All Rows
Consequences of Driving Without Insurance
Being caught driving without insurance can result in fees, license suspension, vehicle impoundment and even potential jail time. Additionally, if you are in an accident while you are driving without insurance you can be sued for damage to the other driver's vehicle or their medical bills. Though penalties vary across all states, below we've provided an outline of some possible consequences for the five states with the highest rates of uninsured drivers.
State Fees Driving Privileges Additional Penalties
Florida $150–$500 Suspended license and registration for up to three years, unless proof of insurance is provided within five days
Mississippi $500 License suspension for one year or until proof of insurance is provided
New Mexico $300 Possible vehicle registration suspension Up to 90 days of jail time
Michigan $1,000 ($500 per year for two years) Driver's license suspended for up to 30 days Up to one year of jail time.
Tennessee $300 Driver's license suspension until you provide proof of financial responsibility
Being an uninsured motorist is different from not having proof of insurance. Generally, if you have the required insurance but don't have the proper proof, you are able to avoid penalty (or at least lessen your penalty) by submitting proof within a certain time period. For example, in Florida those who provide the necessary documents within five days of being caught driving without insurance can avoid having their licence and registration suspended.
How States are Trying to Lower The Rate of Uninsured Motorists
States have introduced a number of measures to try to reduce the number of uninsured motorists on the road including no pay, no play insurance laws, insurance verification systems and random selection programs.
No Pay, No Play Laws
In no pay, no play states, uninsured drivers are limited in what type of compensation they can receive if they are in an accident with another driver who is proven to be at fault. States with these laws include:
Alaska
California
Indiana
Iowa
Kansas
Louisiana
Michigan
Missouri
New Jersey
North Dakota
Oregon
Often no pay, no play laws limit uninsured drivers from suing for noneconomic damages—which includes pain and suffering damages—but don't limit the ability to seek compensation for economic damages, such as medical bills or vehicle repairs. While these laws are meant to further disincentivize driving without insurance, on average states with no pay, no play laws actually have higher rates of uninsured drivers—13.2% compared to 12.0%.
Insurance Verification Systems
Some states governments require that insurers inform the state transportation office when an auto insurance policy lapses or is canceled. This allows the law enforcement officials access to a database of currently insured vehicles, therefore making it easier for them to identify uninsured motorists. States that have implemented these online insurance verification systems include:
Georgia
Ohio
Montana
Nevada
Oklahoma
Texas
Wyoming
Random Selection Programs
In the state of Ohio, drivers are required to participate in a random selection program to lower its rate of uninsured motorists. This is a program in which a certain number of registered vehicle owners per week are randomly selected and are then required to provide proof of insurance. Drivers that aren't able to provide proof of insurance within the set timeline will receive a random selection suspension.
States That Require Uninsured Motorist Coverage
In order to reduce the financial impact of a collision with an uninsured driver, nearly half of U.S. states require vehicle owners to carry uninsured/underinsured motorist coverage as part of their auto insurance. There are two forms of uninsured motorist coverage: bodily injury (UMBI) and property damage (UMPD). States that include this form of car insurance as part of the required coverage typically just require that you carry UMBI as part of your policy. But some, such as the District of Columbia, also require UMPD coverage.
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