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Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure. Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose. Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers. Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death. Mesothelioma treatments and Mesothelioma clinical trials and tests There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques. Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising. Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm. A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body. A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells. A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis. With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests. At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims. Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients. Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers. About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.

Your car insurance premium is the amount you pay your insurance company on a regular basis, often every month or every six months, in exchange for insurance coverage. Once you've paid your premium, your insurer will pay for coverages detailed in the insurance policy, like liability and collision coverage. Every insurance company determines its rates differently, but your premium is typically based on details about you, the type of car you own and the coverages you select. Auto insurance premiums are separate from your deductible, which is the dollar amount you must pay before your insurance will kick in. All types of insurance require you to pay a premium, not just auto: homeowners, life and renters insurance also require premium payments. How Are Car Insurance Premiums Calculated? How Often Do I Have to Pay My Premium? When Do Automobile Insurance Premiums Increase? How are Car Insurance Premiums Calculated? Insurance companies consider many factors when setting car insurance premiums. Every insurer's goal is to balance the amount it charges you with how likely you are to require an insurance payout. For example, a 16-year-old boy in a brand-new sports car will pay much higher insurance premiums than a 40-year-old woman in a station wagon. This is because the boy is more likely to be in an accident, and his car will be more expensive to repair if he gets in one. Every insurer has its own secret, regularly updated formula it uses in order to calculate your premium. Here are some details your insurer may consider when setting your premium. Personal Details: Your age, gender and where you live. Credit and Driving History: The more responsible you have been in the past with your money and behind the wheel, the lower your premium. Car Type: Newer, faster and more expensive cars have higher premiums across the board. What Coverages You Select: Adding optional coverages to your insurance policy, like roadside assistance, will increase your premium, while cutting coverage, like limits to your liability portion, will lower it. Discounts: Most insurance companies offer additional discounts for performing certain actions, like taking a defensive driving course or paying for a year of coverage upfront. Deductible Amount: The higher your deductible, the lower your insurance premium will be and vice versa. People on the Policy: The more drivers you have on your policy, the more you'll pay each month. Lowering Your Insurance Premium Of course, some of these factors are harder to change than others, and some can't be changed at all. It's not realistic to move to a different city or change your age just to save money on car insurance. But you can usually customize your insurance policy to fit your needs and your budget, so long as you stay within the insurance requirements in your state. One thing to keep in mind when customizing your coverage: Many insurance companies will show you a breakdown of your coverage, so you can make an informed decision about what will lower your premium while thoughtfully balancing risk. Ultimately, every insurance company weighs variables differently, so the simplest way to lower your car insurance premium is to shop around at different insurers to see who will give you the best rates. The Difference Between a Quote and a Premium When you receive an insurance quote from an insurance company, that's an estimate of how much the company will charge you for insurance. In order to balance precision with simplicity, insurance companies don't gather as much information when creating an insurance quote as they do when writing an actual policy. For example, when getting a quote you might simply be asked if you have excellent, OK or poor credit. Once you've actually signed up for insurance, your insurer might calculate your credit-based insurance (CBI) score while determining your premium. Your rate could be better or worse than what was specified for your quote. How Often Do I Have to Pay My Premium? Different insurance companies will ask you to pay your auto insurance premium at different intervals. The most common options are monthly, twice a year and annually. Many insurance companies will let you choose how often you'd like to pay—and you'll typically get a "paid in full" discount when you pay pay more upfront. However, in some cases, you may be required to pay your entire term upfront. This is particularly common if you're deemed an at-risk driver—for example, if you previously let your insurance lapse or you require an SR-22. This is one way insurance companies reduce the risk of insuring at-risk drivers. When Do Automobile Insurance Premiums Increase? Car insurance is generally sold in either six- or 12-month terms. However long your term is, your insurance costs will stay the same for that term unless you make a change to your policy, such as if you buy a new car or move to a new house. Once your term is up, your insurance provider will reassess how much your premium should be. If you were involved in an accident or were caught speeding, your rates might increase; alternatively, if you took a safe driving course, your rate might go down. Insurers are also constantly adjusting their models for how much to charge for insurance, so it's possible your rate will fluctuate without any changes in your driving status at all.

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