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Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure. Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose. Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers. Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death. Mesothelioma treatments and Mesothelioma clinical trials and tests There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques. Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising. Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm. A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body. A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells. A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis. With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests. At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims. Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients. Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers. About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.

New car replacement coverage is a form of insurance available to drivers of new cars, so long as they have collision and comprehensive coverage. If your car is totaled in an accident within a certain time after you buy it—typically between one and three years—new car replacement insurance will pay for the full replacement cost of a brand-new car that's the same make and model as the one you had. You'll only be responsible for paying the deductible associated with your comprehensive or collision coverage. What is New Car Replacement Insurance? Is New Car Replacement Insurance Worth it? Which Companies Offer New Car Replacement? New Car Replacement Coverage Eligibility New Car Replacement vs. Gap Coverage What is New Car Replacement Insurance? Cars depreciate over time, losing value as they get older and rack up miles and. And brand-new cars lose their value the fastest. So if your car is totaled soon after you purchase it, you'll be without a car, and the amount you'll receive from your comprehensive or collision policy won't pay out enough money for you to replace your old vehicle with the same. This is because comprehensive and collision coverages only cover the actual cost value, or ACV, which factors in depreciation. Additionally, more expensive vehicles like luxury cars tend to lose their value faster than less-expensive automobiles. New car replacement insurance makes up the difference in price between your depreciated model and a brand-new one, so drivers who own luxury cars will get a bigger payout from replacement coverage than people with cheaper vehicles. And some insurance companies take new car replacement coverage a step further and may provide you with a newer model year than the one you previously owned, making it an extra-appealing option in those cases. Is New Car Replacement Coverage Worth it? There's no simple formula to determine whether new car replacement insurance is worth the cost, just as there's no formula to set the correct level of liability coverage—it depends on how much risk you're willing to tolerate. Or, conversely, it depends how much you're willing to pay to make the risk of losing your brand-new car disappear. When deciding whether you want to add replacement coverage to your insurance policy, consider: How likely your car is to be totaled in an accident How quickly your car is depreciating. Newer and more expensive cars depreciate faster, making replacement coverage of greater value. Whether you would be able to afford to replace your car without it. The amount your insurance company charges for coverage. For example, if you recently purchased a new $60,000 luxury sedan, it's likely to depreciate by about 25% of its value, or $15,000, in the first year. To decide whether new car replacement is worth it for you, consider the likelihood your car will be in an accident and whether it's worth the extra monthly expense to be able to replace your car should you be in an accident. or a $60,000 vehicle, we found that new car replacement costs around $15 extra per month from Farmers Insurance. Ultimately, the best way to determine whether new car replacement is worth it for you is whether the additional cost is justified by the peace of mind it offers. With new car replacement coverage, you'll be able to drive and enjoy your new car without worrying about what would happen if it was totaled in an accident. The Cost of New Car Replacement Insurance The cost of new car replacement insurance varies significantly by insurance company. It's typically an optional coverage, meaning you'll pay extra on top of a standard auto policy to get it. But the exact amount you'll pay depends on your driving history, the type of car you own and the individual insurer's policies, so the only way to get a definitive answer is to get a quote. What Companies Offer New Car Replacement? New car replacement insurance is available from many insurers, but not every company offers it. Among the 10 most prevalent insurers in the United States, new car replacement coverage is available at: Allstate American Family Farmers Liberty Mutual Metlife Nationwide/Allied Travelers New Car Replacement Coverage Eligibility Since the difference between your car's actual cash value (ACV) and replacement cost only grows over time, most insurers have a cap on how long they'll provide replacement coverage for your new car. The exact restrictions vary by insurer, but the limits typically include a maximum age, as well as a maximum mileage. You're also usually required to purchase comprehensive and collision coverage in order to qualify for new car replacement insurance. Insurer Eligibility Requirements Allstate Car must be 2 model years old or newer. Farmers Car must be newer than 2 years old and have fewer than 24,000 miles. Liberty Mutual Car must be under 1 year old and have fewer than 15,000 miles. Older cars are eligible for "better car replacement," which provides a car one year newer with 15,000 fewer miles than yours had pre-accident. Nationwide (through Allied) Car must be newer than 3 years old. Travelers Car must be less than 5 years old, and you must be the original owner. New Car Replacement vs. Gap Coverage Gap coverage is a type of insurance that is similar to new car replacement and is available to drivers who have leases or loans on their vehicles. New car replacement and gap coverage both help make up the difference between the ACV of your car and what it will cost for you to replace the vehicle, if it is totaled in an accident. However, gap coverage only pays off your lease or loan amount, so that you can avoid owing money on a car you no longer possess. New car replacement goes one step further and pays for the entire replacement cost of a new vehicle identical to the one you had. For example, imagine you bought a new car for $25,000. Say that 12 months after you buy it, it's worth $20,000, and you still owe $22,000 on the loan. If you were in an accident and the car is totaled, your collision coverage would pay $20,000 (minus your deductible). If you have new car replacement coverage, your insurance company would pay you enough to to buy an identical brand-new car—in this case, an additional $5,000.

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