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Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure. Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose. Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers. Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death. Mesothelioma treatments and Mesothelioma clinical trials and tests There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques. Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising. Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm. A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body. A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells. A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis. With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests. At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims. Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients. Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers. About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.

Getting points on your license—which is the result of a traffic violation—will typically lead to an increase in car insurance costs. We analyzed quotes from several insurers and found that having two points on your driver's license could lead to a 92% increase in auto insurance rates. However—depending on the insurance company, state and violation—driver's license points impact insurance rates differently. Below, we go over how driver's license points affect car insurance rates for different violations and which insurance companies may offer you the cheapest auto insurance rates if you have points on your license. How Much Do Driver's License Points Affect Auto Insurance Costs? Why Car Insurance Is More Expensive if You Have Points on Your License How License Point Systems Work Cheapest Auto Insurance for Drivers With Points on Their Licenses How Much Do Driver's License Points Affect Auto Insurance Costs? Although getting points on your license will typically result in an increase in your auto insurance rates, the extent to which your rates will go up depends on how significantly insurers weigh your violation. For example, in California—despite the fact that both violations are worth one point on your license—disobeying a traffic control signal caused rates to increase 21.3%, while speeding only resulted in an 18.4% auto insurance rate increase. State Violation Insurance cost # of points % rate increase Florida No violation $2,411 NA NA Speeding (10 mph over limit) $2,748 3 points 14.0% Disobeying traffic control signal $2,758 4 points 14.4% Reckless driving $2,848 4 points 18.1% California No violation $1,570 NA NA Speeding (10 mph over limit) $1,859 1 point 18.4% Disobeying traffic control signal $1,904 1 point 21.3% Reckless driving $3,016 2 points 92.1% The amount that your car insurance costs will increase after a violation also varies based on the state. For example, our profile driver with two points on their license for reckless driving in California saw insurance costs nearly double, while the same violation in Florida—despite being worth four points—only caused rates to increase by 18.1%. Comparing rate increases by violation in California and Florida Why Car Insurance Is More Expensive if You Have Points on Your License Although there is often a correlation between high insurance rates and drivers with several points on their licenses, insurers do not specifically set rates based on how many points a driver may have on their license. Instead, they look at the types of violations the driver committed to assess how likely they might be to cause them to pay out for a claim. For this reason, earning points for violations that indicate a high risk of a future car accident—such as reckless driving—will cause insurance rates to increase more than other violations. How License Point Systems Work In all but nine states, drivers who are convicted of a moving violation are assigned points on their licenses. The following states have not implemented a license point system: Hawaii Kansas Louisiana Minnesota Mississippi Oregon Rhode Island Washington Wyoming The number of points assessed for getting a traffic ticket is proportional to the severity of the violation. So minor incidents, such as failing to signal, are worth relatively few points, while more serious infractions—such as drag racing—are worth significantly more points. If after a period of time, usually three years, you accumulate a certain number of points on your license, your license will be suspended. Drivers who have had their licenses suspended will often need their insurer to file an SR-22 form on their behalf to get their driving privileges reinstated. This form verifies they have the state-mandated insurance coverage. North Carolina has a rather unique system, called the Safe Driver Incentive Plan (SDIP), where getting points on your license causes your insurance rates to increase by a set amount, determined by the North Carolina Department of Insurance. This differs from other states' point systems, where the insurers themselves get to independently determine how much to increase rates after a driver is convicted of a traffic violation. Additionally, the SDIP also dictates rate increases for drivers who are proven to be at fault in an accident. Violation / At-fault accident North Carolina SDIP points % insurance increase Speeding (10 mph over limit under 55 mph) 1 30% Following too closely 2 45% At-fault accident causing $3,085 in property damage 3 60% Reckless driving 4 80% Aggressive driving 8 195% Highway racing 10 260% Drunken driving (BAC of 0.08% or more) 12 340% This is not a complete list of violations and accidents that earn SDIP points in North Carolina. Cheapest Auto Insurance for Drivers With Points on Their Licenses We surveyed a variety of quotes and found that GEICO typically offered the cheapest car insurance for drivers with points on their licenses. GEICO's insurance quotes for drivers with six points on their licenses were 26% less than what we found to be the average, at $2,188 per year compared to $2,976. Graph comparing auto insurance costs for drivers with points on their license Find the Cheapest Auto Insurance Quotes in Your Area Currently Insured? However, since insurance costs can vary widely based on where you live, the best way to get the cheapest auto insurance rates, if you have points on your license, is to compare quotes from multiple insurance companies in your area. To begin comparing quotes from auto insurance companies near you, enter your ZIP code into our tool above

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