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Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure. Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose. Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers. Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death. Mesothelioma treatments and Mesothelioma clinical trials and tests There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques. Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising. Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm. A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body. A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells. A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis. With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests. At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims. Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients. Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers. About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.

Cheapest Car Insurance Companies for Drivers with Bad Credit GEICO's average monthly car insurance rate of $204 for drivers with poor credit was the cheapest among the insurers we gathered quotes from. Considering that we found the average cost of car insurance for drivers with bad credit to be $281 per month, choosing GEICO represents a savings of $77 per month. Furthermore, individuals with bad credit who choose GEICO could save as much as $1,720 per year if they switch from the most expensive insurer in our survey: Allstate. Comparing the cheapest car insurance companies for drivers with bad credit Although GEICO's rates were the cheapest for drivers with bad credit, rates can vary based on a variety of factors, including your location, and the best way to get the cheapest auto insurance rates is to compare quotes from a number of companies. In Atlanta, for example, GEICO actually provided the most expensive quote for a driver with poor credit, and the cheapest rate was offered by State Farm. Comparing the cheapest insurance companies for consumers with poor credit by city Why Car Insurance Is More Expensive for Drivers With Bad Credit Insurers charge more for drivers with low credit scores because there is a strong correlation between bad credit and an increased likelihood of filing an insurance claim. Drivers who file a claim cost insurers money, either because the driver is at fault in an accident or because of a loss covered by comprehensive or collision insurance. And since insurers increase rates for customers they expect will have higher insurance payouts, drivers with poor credit end up with higher rates than those with excellent credit. Comparing auto insurance costs for different credit scores. Drivers with no credit history are treated similarly to drivers with bad credit scores, and they generally will have higher auto insurance costs. To mitigate risk, insurers will usually assume that individuals with no credit are as risky to insure as those with bad credit histories. Some have argued that using credit scores to set insurance rates unfairly restricts access to affordable insurance policies for minorities and those with low incomes. This has led to restrictions on using credit histories when setting insurance rates. There are three states in which auto insurance companies are required to provide noncredit-based car insurance: California Hawaii Massachusetts Which Auto Insurance Companies Don't Check Credit Scores Often, auto insurance companies that don't check your credit are nonstandard insurers that specialize in offering policies to high-risk drivers. However, as approximately 95% of auto insurers use credit scores when setting auto insurance rates when permitted to by law (according to FICO), it may be very difficult to find an insurer that doesn't check your credit. Some examples of nonstandard auto insurers that don't check your credit score include Dillo Insurance and Cure Insurance. However, these insurers are relatively limited in the areas they service. Dillo only offers insurance to Texas drivers, and CURE only offers insurance in New Jersey and Pennsylvania. If you are a driver with bad credit, it may seem like the best option is finding an insurer that doesn't check credit. However, this isn't necessarily the best way to get to get cheapest car insurance rates. Insurers that don't check your credit usually cater specifically to high-risk drivers and may assume you will be expensive to insure, even without considering your credit score. Since insurance companies have different ways to assess risk when setting rates, the best way to get cheap insurance with bad credit is to gather quotes from a variety of insurers. The cheapest option may not be the company that doesn't check your credit, but the one that penalizes you the least for your credit history. It's also worth mentioning that getting car insurance quotes does not lower your credit score. When an auto insurance company checks your credit score, it is considered a soft pull—as opposed to a hard pull—on your credit. Soft pulls do not have any impact on your credit score, so there is no harm to getting quotes from multiple companies when shopping for insurance. How to Improve Your Credit Score Your credit score helps lenders determine how likely you are to repay debt. There are a number of ways you can build and improve your credit—generally by making responsible financial decisions. Factors that make up your credit score include: Types of credit Credit inquiries Credit history Debt burden Payment history Make on-time payments: Making your credit payments on time is one of the best ways to improve your credit, as payment history is the biggest factor in your credit history. It accounts for 35% of your FICO score. Maintain a low credit utilization ratio: The ratio of the credit you use compared to the credit that is available to you is known as your credit utilization ratio. Maintaining a ratio below 30% is a great way to improve your credit rating, as credit utilization accounts for 30% of your credit score. For example, if you have a credit card with $1,000 of available credit, you want to maintain a balance of no more than $300. Most insurance companies do not report to the credit bureaus, so typically you cannot improve your credit by making car insurance payments. However, if you continually miss insurance payments, your insurer could—in the process of seeking repayment—report your delinquency to the credit bureaus, which would hurt your credit score. How to Start Building Credit To establish a credit history, you'll need to start by opening lines of credit. This may be difficult, though, as your options will be limited because of your lack of prior credit accounts. Luckily, there are a number of credit-building options available to consumers with no credit. Apply for a secured credit card: Secured cards are available to consumers with no or poor credit, and they require a security deposit of around $200 to get started. Become an authorized user: Asking a relative or close friend to add you as an authorized user on their credit card account is a quick way to start your credit history, even if you have no intention of using the card

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