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Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure. Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose. Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers. Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death. Mesothelioma treatments and Mesothelioma clinical trials and tests There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques. Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising. Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm. A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body. A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells. A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis. With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests. At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims. Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients. Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers. About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.

Below are sample quotes from 21st Century and comparisons to two other auto insurers, Esurance and Allstate, for five different profiles: Driver Profile 21st Century Esurance Allstate Married Couple (CA) $1,302 $1,509 $1,171 Married Couple (NJ) 2,361 2,092 2,112 Single Male, age 23 (NJ) 2,904 1,838 2,667 Single Female, age 23 (NJ) 1,145 668 1,571 Single Male, age 30 (NJ) 2,122 1,674 1,795 Based on our sample data, quotes for 21st Century tend to be on the higher side compared to other major auto insurance companies. From the five profiles quoted, 21st Century's rates were highest for married couples in New Jersey, and single young males. Young 23 year old females could save 27% by going with 21st Century compared to Allstate, but the best rates for this profile came from Esurance (42% less compared to 21st Century). Rates can fluctuate at the profile and company level, however, which is why consumers should get quotes from several places to get the best auto insurance rates for themselves. Find the Cheapest Auto Insurance Quotes in Your Area Zip Code Currently Insured?Find Insurers While these rates are higher than other industry leaders, we've collected some information on car insurance discounts that may be applied towards your 21st Century quote. Review of 21st Century's Auto Insurance Policy & Coverage 21st Century's website has very little educational information and gears people more towards getting quotes. For more information, 21st Century's network of 50,000 independent agents would be a better source. The network offers a personal touch and face-to-face interaction that some consumers may find more helpful. Most policyholders surveyed rated their experience with this insurer below average. The value of the coverage to premiums paid, as well as satisfaction with agents and company representatives received low ratings. Sample rates for this company in New Jersey, for example, are higher than the state average, but the company does offer a variety of discounts. Pros Cons Network of independent agents helps to provide a personal touch to the experience Quotes for 21st Century can be a bit higher vs other companies - check for discounts Well-rated rental car experience by consumers Auto insurance premiums can increase at each renewal through no fault of the policyholders The claims adjustment process can take a few months, with frequent follow-ups required Great Rental Car Experience and Access at 21st Century One of the more higher-rated aspects of 21st Century is the rental car experience. Between Enterprise and Hertz, 21st Century policyholders have access to over 70% of the rental car supply and its preferred rates and direct billing - a great convenience for any driver in a bind. Insureds have the option of picking a car from other companies, but may have to wait for reimbursement. Note that Rental car coverage is an optional feature for $10 to $50 a day. Other Payments and Claims Points Of note is that there are no grace periods for late payments with 21st Century (except in Arizona, as required by law). Some customers have reported their insurance coverage to be cancelled without sufficient notice, which resulted in lapsed coverage, higher premiums, and state fines. Some insurers require that you report a claim within 48 hours of an accident or event to be covered, but with 21st Century, there are no statute of limitations. The company's policy is to provide an update or response within two business days, but motorists report that the claims process can take more than several weeks. Some insureds were dissatisfied with how long it took 21st Century to collect paperwork and investigate incidents. 21st Century Ratings 21st Century gets high marks for its financial strength and from the BBB, but on balance, the company has worse than average ratings as measured by complaints submitted to industry / regulatory organizations or feedback in consumer satisfaction surveys. Metric Rating AM Best Financial Strength Rating (2013) A NAIC Complaint Index (2012) 1.04 (Slightly above Average) JD Power Auto Insurance Experience Rating (2013) 2 / 5 (Below Average) Complaint Ratio per Vehicle (NJ, 2012) 5 / 156,583 (Higher than Average) Complaint Ratio per Vehicle (CA, 2011) 47 /810,131(Higher than Average) Better Business Bureau Rating A+ 21st Century Auto Insurance Discounts This table below lists a couple of discounts that 21st Century provides its policyholders. Be sure to check if you're eligible for these savings with your 21st Century agent. Type of Discount Max Percentage Discount* Anti-Theft Devices 15% Good Student 15% Group Program Credit 9-14% Mature Drivers Course 2% Multi-Car Discount 6% Persistency Credit 1% All data provided by the California Department of Insurance 2013 Automobile Premium Survey, as of Aug 2013 How to File a Claim with 21st Century 21st Century has a voice response system activated for their claims filing service. To get to a human at 21st Century, key in the following sequence, and then answer a few short prompts. Phone Number: 888-244-6163 To speak to a Person: Press 3 for auto claims Select 1 to indicate a glass-only claim, or 2 to file a new general Were there any injuries? Press 1 to indicate Yes, or 2 to indicate No Were any other cars involved in the accident? Press 1 to indicate Yes, or 2 to indicate No Phone Number for Customer Service To Speak to a Person: 877-310-5687 Press 1 for a new quote Press 1 to indicate you have existing auto insurance, or 2 to indicate you don't have auto insurance About 21st Century Insurance 21st Century Insurance is a wholly owned subsidiary of the Farmers Insurance Group. This insurer has been around for over 50 years. As part of the Farmers Insurance Group, they have written more than 20 million insurance policies nationwide through 50,000+ independent agents.

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