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Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure. Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose. Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers. Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death. Mesothelioma treatments and Mesothelioma clinical trials and tests There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques. Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising. Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm. A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body. A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells. A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis. With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests. At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims. Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients. Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers. About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.

Unlike health insurance, car insurance policies are actually made up of several different types of coverage each with its own premium and benefits. Motorists can often select different coverage amounts for the different components so its important for consumers to understand what is being covered to construct the best policy package. While other benefits exist, the following is a review of the most popular types of auto insurance. Liability Car Insurance Liability car insurance helps to cover financial damages to other parties when you are at-fault in a car accident. Liability auto insurance is actually the combination of two types of coverage: Bodily Injury (BI) and Property Damage (PD). The first pays for expenses that result from injuries sustained an accident while the latter serves to compensate for damaged property. In order to drive in most states, motorists must have some form of liability coverage or demonstrate another form of financial responsibility. This is to ensure that drivers that end up hurting others or damaging property can property compensate the other party. When purchasing liability insurance, consumers will usually be quoted limits broken down into 3 numbers in the following fashion: 25/50/10. These numbers, also known as 'split limits' indicate the maximum amount that your carrier will pay out for bodily injury coverage for one individual, bodily injury coverage for all people involved in the accident, and property damage respectively. Any damages that exceed these limits will have to be paid out of your own pocket, so its important to have sufficient coverage. Bodily Injury Liability Bodily injury liability coverage (BI) is the most common type of auto insurance because it's required in almost all states. It covers you in the event you cause an accident that injures or kills others. Your car insurance company steps in to pay for the other party's medical expenses, lost wages, or funerals. BI even covers any legal fees you incur if the other party decides to sue you in court. Protection is provided by your insurer up to the BI liability limits in your policy; any bills beyond that will be your liability. Most states typically require BI limits of $25,000; this can range significantly, from the lowest of $10,000 per person in Florida to the highest requirement of $50,000 per person in Alaska. What works for you should be based on an assessment of what assets you have at risk and your budget. People usually get bodily injury liability and personal injury protection (PIP) mixed up. PIP coverage entails your insurance company paying for any injuries that happen to you or your passengers in an accident. More below. Property Damage Property damage (PD) insurance covers any sort of damage that you may cause to someone else's property. As an example, if you were to lose control of your car and run into your neighbor's house, property damage insurance would cover your liability. Likewise, if you were to rear-end someone's car due to no fault of their own, property damage insurance would also cover that incident. Learn more about property damage liability here. It's up to each state to determine the minimum amount of PD insurance each driver is required to carry. But remember, while it may be tempting to only comply with minimum PD coverage, any property damage amount exceeding your liability minimum will have to be paid out of your own pocket! One thing many people get confused about is whether property damage insurance covers your car. In short, it DOES NOT. To cover damage to your vehicle you'll need one of the two physical damage car insurance coverages, which we'll discuss below. Physical Damage Car Insurance When your vehicle is damaged from crashing into someone or by a fallen branch above your driveway, physical damage car insurance is what you need to have your insurer to pay auto repair costs. It also consists of two types of coverages, collision and comprehensive, which are differentiated by the circumstances under which your car was damaged. Know that versus the limits of liability car insurance, physical damage car insurance comes with a separate deductible amount that you will need to pay on your own per incident before your coverage kicks in. The deductible amount varies by insurers, but there is usually an incremental range of choices between $50 and $2,000. The deductible you choose impacts your premium, with higher deductibles resulting in lower premiums, and vice versa. Collision Coverage Collision coverage is an optional insurance rider, although ValuePenguin recommends you to include it in your policy. Collision insurance pays for repair costs to your own vehicle if it turns out you were responsible for the accident. Even if you are the world's best driver and didn't cause the accident, there's always the chance that you will be ruled partially at-fault. If that's the case, you could find yourself in a legal battle trying to prove it wasn't your fault. In this scenario, collision coverage will pay for repairs to your car while the insurance company attempts to prove your innocence and get their money back. Note that when you're in a car accident that's another driver's fault, the property damage portion of the other driver's auto insurance policy would step in to pay for repairs to your own car. Comprehensive Coverage Comprehensive car insurance, also referred to as OTC or Comp insurance, covers such issues as vandalism, theft, and damage from natural disasters. Both Collision and comprehensive fall into the "physical damage" category of car insurance incidents. Comp coverage essentially covers all physical damage to your car not covered by collision (such as hitting a large animal). A common misunderstanding about comprehensive insurance is that it covers everything. It does not. It only covers automobile damages from non-collision accidents and will not cover personal items, such as your wallet or car radio, if they are stolen. Rental Insurance Some insurance providers, such as AAA, extend their coverage of your liability to rental cars. You'll want to double check with them in advance of renting a car and paying extra cash for the rental insurance policy car rental companies will try to sell you. Note that this is different from Car Rental Reimbursement insurance, which is an optional coverage that pays for a temporary rental when your car is in the body repair shop. No-Fault or Personal Injury Protection Personal injury protection (PIP) pays for medical expenses for you and passengers in your car when you get into a car accident. It's also called "no-fault insurance", and is derived from the fact that it covers your injuries regardless of who is at fault for the accident. Beyond hospital expenses, PIP will sometimes cover lost wages, replacement household and childcare service expenses, and even funeral costs.PIP is mandatory in some states, such as New York and Michigan, and optional in others.This typically means faster peace of mind and reimbursements than in at-fault states. In at-fault states, you'd have to file a claim or potentially sue the at-fault party's insurance policy, which tend to be much more drawn out processes that can be less attractive, especially for people with tighter budgets. However, because it pays out for expenses regardless of who is at fault, premiums in no-fault states can cost a bit more. For more information on how this coverage works, and how much it can cost, refer to our personal injury protection guide. Uninsured / Underinsured Motorist Coverage Despite most states mandating that drivers carry auto insurance liability protection, there are still a number of motorists on the road without any insurance coverage. Estimates of uninsured drivers range from 1 in every 8 drivers to 25% in certain parts of the country. Uninsured and underinsured motorist coverage step in when you're involved in an accident involving someone in this situation. While this is a relatively low-cost coverage to include and incredible critical in time, some states actually include UM/UIM as part of the minimum required auto insurance. Uninsured Motorist Coverage Uninsured Motorist Coverage handles financial costs for injuries or damages that you may sustain at the hands of an uninsured driver. While it is illegal to drive without some form of insurance or financial responsibility in most states, some accidents inevitably involve drivers who don't have coverage and may not have the finances to pay. In such cases, you may be faced with medical or property related expenses and have little financial recourse. Uninsured Motorist Coverage steps in to fill this gap. Not only will it cover an accident caused by an uninsured driver, but it also covers hit & runs, and stolen vehicles. Underinsured Motorist Coverage This covers costs or damages when an at-fault driver's insurance coverage isn't sufficient to pay for the damages they've caused. If your claims exceed these limits, you can sue the driver for additional reimbursement but in some cases the underinsured driver may not have enough assets to pay. In these cases the Uninsured Motorist Coverage that you pay for will help cover the balance of medical bills or other expenses related to the accident. Underinsured motorist coverage exists to help reduce the risk that there may be a financial gap between what the third party claim or driver is able to afford. SR-22 / FR-44 SR-22, or FR-44 in some states– is neither car insurance nor a type of coverage, but still merits some attention here. You really only need to worry about it when you have committed certain motor vehicle violations that cause a court to order you to get one. It is an official proof of financial responsibility - basically a piece of paper filed by your auto insurance company to the state’s department of motor vehicle to show them you have auto insurance meeting the state’s mandated limits. In most states, filing a SR22 or FR44 requires a fee

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