Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.




Our table above shows premiums comparisons for CURE Auto Insurance versus two major insurers, GEICO and Allstate, and the average in the state of New Jersey. Based on this data, CURE rates are generally cheaper than the state composite in New Jersey anywhere from about 6 - 30% for single females and males, as well as senior couples. GEICO and Allstate are generally cheaper across the four demographics with the exception of rates for 25 year old single females by about. These data points illustrate that rates for one's driver profile can vary. As a general rule of thumb, most consumers select at least three companies to compare car insurance at. For a list of the cheapest auto insurers serving your area, enter your zip code below.
Find the Cheapest Auto Insurance Quotes in Your Area
Zip Code
Currently Insured?Find Insurers
Auto Insurance Policy Coverage
CURE offers both a basic and standard car insurance policy for car owners and drivers. The basic policy is an affordable and lower-cost alternative to the standard car insurance policy for drivers who may find the features and coverage unnecessary.
Premiums Based on Driving History
CURE Auto Insurance is a unique company because it bases insurance premiums primarily on your driving history. Most insurers factor in credit score, the highest level of education attained, home ownership, and other factors to determine the risk of a driver getting into accidents. CURE, however, views this as income discrimination, and secondary to accident risks. If consumers live in NJ or PA, have great driving records, or below average credit history or educational attainment, consider CURE. Chances are drivers with great driving histories, but lower credit scores can find better nsurance here. Once drivers get into an accident, however, rates will likely jump. This is generally a universal response from most insurers, but consumers can always shop around easily online.
Most policyholders say CURE has affordable and low premiums, but survey results are mixed. In a review of sample premiums in New Jersey, we found the greatest savings at CURE to be for young unmarried females with premiums about 30% lower than the state average. Premiums at CURE for married couples, however, were more expensive versus the state average, and more expensive than other competitors like 21st Century or Allstate. 21st Century Assurance Company quoted premiums ($2,195) 14% cheaper than CURE, and Allstate NJ Insurance Company was even cheaper at ($1,882) or 26% less. By looking at at least two other insurers, this hypothetical married couple would have been able to save money. To see which companies are offering cheap insurance in your area, type your zip code below.
Poor to Average Claims Experience
Most customers report that the claims process with CURE involves several rounds of back and forth communication. Company representatives can be unresponsive, or uncoordinated in terms of having necessary paperwork and information in order. Several policyholders report prolonged investigation with delayed payouts, while some insureds say they're satisfied with claims being paid in full and efficiently.
The Basic & Standard Package
Generally speaking, in the state of New Jersey, CURE offers the following coverage for their Basic Car Insurance package:
$5,000 Property Damage Coverage Limit
$15,000 PIP Medical Expense Coverage Limit
$10,000 Extended Medical Expense Benefits Coverage Limit
The Limitation on Lawsuit Threshold
Drivers also have the option of choosing Bodily Injury Liability Coverage (up to $10,000) and Personal Injury Protection Coverage (with various deductibles and discounts on PIP premiums)
The Standard Policy from CURE allows you to customize different levels of limits and deductibles on Bodily Injury Liability, Personal Injury Protection, Physical Damage Coverages, Collision or Comprehensive (Other-than-collision) Coverage, Towing & Labor Coverage, Extended Transportation Coverage, etc.
Insurer Ratings
Metric
Value
AM Best Financial Rating (2013)
N/A Not Rated
Better Business Bureau Rating (2013)
A
Complaint Ratio per Vehicle (NJ, 2012)
1 / 53,759 (Better than Average)
CURE Auto Insurance Discounts
We've reviewed CURE's insurance filings to give you a sampling of the discounts offered to potential policyholders. Below are a list of the applicable discounts for driver as filed in Pennsylvania. While the same discounts may be available in New Jersey we were unable to obtain the rate filings for these policies and we suggest that consumers check with CURE to verify any such availability.
Discount Type
Discount Amount
Multi-Vehicle Collision Discount
15% on Collision coverage
Good Driver Discount - 3Y
35%
Good Driver Discount - 5Y + 2Y as CURE policyholder
40%
Parking Discount
15 - 50% on Comprehensive & Collision
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Good Driver Discount
CURE policyholders are eligible for a 35% good driver discount applied to Bodily Injury, Property Damage, Comprehensive, Collision, Basic First Party Benefits and Medical Expense Benefits provided they meet the following criteria:
All drivers on the policy have at least 3 years of driving experience
For new business all rated drivers on the policy have been loss free as well as minor and major violation free for a period of three years immediately preceding the date of application.
A 40% discount is provided if rated drivers on the policy have been loss free as well as minor and major violation free for a period of five years immediately preceding the date date of renewal and have been insured with CURE for two or more years
Parking Discount
CURE Auto Insurance Policyholders are eligible for discounts on their comprehensive and collision coverage if they park their care as follows:
Off-Street Parking Discount: A 15% discount is afforded on vehicles that are customarily parked off-street. The discount applies to vehicles that are parked in a driveway or non-secure parking facility
Secure Parking Discount: A 50% discount is afforded on vehicles that are customarily kept in a garage or secure parking facility that provides 24/7 a week guard service and /or requires a security code key for entry and exist. Proof is required.
How to File a Claim
You'll automatically be connected with a claims representative without having to key in any prompts. CURE claims representatives are available 24/7.
Phone Number: 800-229-9151
Customer Service
To speak to a person for general CURE customer service questions, dial 800-535-2873:
Press 1 if you're a current or prospective New Jersey customer
Press 2 if you're a current or prospective Pennsylvania customer
About CURE Auto Insurance
CURE Auto Insurance is licensed to offer auto insurance in the states of New Jersey and Pennsylvania. CURE stands for Citizens United Reciprocal Exchange. CURE was founded in 1990 by former New Jersey Insurance Commissioner James J Sheeran and Lena Chang and is based out of Princeton, NJ. CURE is not set up as a traditional insurance company, and instead exists as a not-for-profit reciprocal exchange
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